Explain the Reason for Coinsurance to Your Insureds—Archived Article December, 2001 Using This Example Will Make It Easy Summary: It is…

Coverage for a Rented Houseboat June 19, 2012 The insured has a HO-3 policy and is going on a trip and renting a house boat. If the insured was liable…

An explanation of public or livery conveyance and use of a personal car by a realtor and others.

Wheelchair as a Prosthetic Device June 11, 2012 Our insured was injured and his wheelchair was damaged in a rollover loss; the wheelchair was strapped…

PAP Med Pay and Horseback Riding June 11, 2012 The personal auto medical payments coverage extends to the named insured while a pedestrian when struck…

Duty to defend and use of an auto.

HO 23 88 06 12 Mine Subsidence Residence and Other Structures - Illinois, June 2012

HO 23 98 06 12 Mine Subsidence - Living Units Only - Illinois, June 2012 edition

This article reviews pertinent court cases surrounding the doctrines of concurrent causation and proximate cause.

Insured uses a golf cart as major means of transportation; is rental covered in case of loss of cart?