Portability and Determination of Personal Property   October 2, 2014   A policyholder suffers a fire loss to their detached garage. The insurance…

Engineering Report and Ordinance or Law   October 2, 2014   I have an insurance carrier that does not want to pay for the cost of an engineering…

Extension of Liability   October 2, 2014   The HO-3 policy covers the residence premises listed on the dec page. If the named insured is no…

A homeowner has a replacement cost policy for the dwelling but has an ACV endorsement for the roof. The roofing material that is currently installed…

Dwelling Property 3 - Special Form, July 2014 edition

Dwelling Property 3 - Special Form, DP 00 03 07 14

Depreciation and ACV September 15, 2014 A homeowner has a replacement cost policy for the dwelling but has an ACV endorsement for the roof. The roofing…

Personal Liability Supplement September 15, 2014 Liability Coverage Under Dwelling Program—Similar to HomeownersSummary: Under…

FAIR Plan Coverage Limited by Statute  September 15, 2014  In 1968, the legislature enacted the California FAIR Plan to provide property insurance…

Multi-million dollar claims and settlements alleging mold infestation have triggered other claims seeking damages.