Valued Policy and Application of Deductible May 9, 2016 We are hoping you can solve an internal disagreement about the deductible application on…

Discusses coverage for carpet and other property within an other structure; does ACV or RCV apply?

Is time spent sorting property returned to the home covered under ALE?

Can med-pay apply when the additional insured is injured on the property?

A brief review of insurance responsibility laws.

Towing and Labor Costs April 25, 2016 Our insured locked his keys in his car and had to have a locksmith open his door. Would the cost of the locksmith…

FB 10 65 04 16 Exclusion - Injury or Damage from Genetically Modified Animal(s) or Fish, April 2016 Edition

FB 10 64 04 16 Exclusion - Injury or Damage from Genetically Modified Beans, Crops, Grains, Seeds, Plants, Shrubs or Trees, April 2016 Edition

Plumbing Leak under Driveway April 11, 2016 This question involves a DWG 3 ISO policy. A toilet overflowed and caused interior damage. The plumber ran…

MH 04 25 04 16 Actual Cash Value Loss Settlement for Windstorm or Hail Losses to Mobilehome Roof Surfacing, April 2016 edition