In this column from the April 2016 issue of Claims Magazine, Christine Barlow discusses some new exposures emerging in the insurance industry.

Discusses and analyzes the coverages for farm property such as dwelling and appurtenant structures in ISO form FP 00 12.

Waste from Dogs Left Alone May 23, 2016 The landlord owns a home insured on a DP-3. The tenant dies off premises, leaving two dogs inside, unknown…

Duty to Defend—State Case Law   May 16, 2016 A State-by-State Summary   Summary: We noted in another discussion (see Duty to Defend…

This article provides a review of cases addressing various aspects of the business pursuits exclusion, along with a discussion of current homeowners policy language.

Efficient proximate cause and anti-concurrent causation language are only part of the coverage problems confronted after a hurricane loss.

Duty to Defend—State Case Law—Archived Article October, 2003 A State-by-State Summary Summary: We noted in another discussion (see…

Resident Relative and Separate Policies May 3, 2016 The insureds are a mother and daughter who reside together. The mother has an HO-3 policy (HO 00…

Failure to Maintain Heat May 9, 2016 The insured has a secondary home with oil heat. The electricity was on and the heat was set at 55 degrees. During…

Detachable Trailer May 9, 2016 Under the Property Not Covered section, the DP 00 01 12 02 states the following: e. Motor vehicles or all other motorized…