Coverage question regarding wind damage to roof on homeowners policy.

Cell Phone Restrictions By State September 14, 2016 This chart provides prohibitions on cell phones and texting and the use of televisions…

This article provides a detailed explanation of the difference between collision and other than collision losses.

Endorsements Used With Personal Auto Policy General Discussion  June 15, 2016  Summary: ISO has printed many countrywide endorsements that can…

This article explains Value Policy laws.

Subscriber looking for an interpretation of the water damage exclusion and the exception for theft related to water damage.

Test Driving Accident September 9, 2016 After repairing our insured's vehicle, the mechanic drove the car around the block for a test drive. While test…

In getting off bus insured falls on car; are his injuries covered?

Storms over Time and Application of Deductibles August 12, 2016 The policyholder experienced a hail loss and was insured on a HO 00 03 04 91. The policy…

Boat House on Property Leased from Utility Company August 11, 2016 We insure several lake houses on a lake in North Carolina owned by Duke Energy. The…