Is hitting a dead animal comp or collision?

Questions permissive use and no-fault under the personal auto policy.

Accident and Occurrence Synonymous? Accident is not a defined term in the policy. Would it include "occurrence" coverage similar to commercial auto?…

Liability for Injury on Motor Home Campsite The insured has a motor home which he drives to a rented campsite for a weekend of pleasure. A third party…

Table of Limits—Archived Article May, 2006 Financial Responsibility andCompulsory Insurance Laws Summary: The table that follows displays…

Pothole Damage as Collision Under the PAP? Would tires damaged due to hitting a pothole be considered damaged due to road hazard, and therefore fall…

Mechanical or Electrical Breakdown Exclusion and Damage Caused by Voltage Regulator An insured was driving his vehicle when he smelled smoke. He pulled…

Property Damage Coverage and Rental Vehicles The following question is on your Web site: Our insured was involved in an auto accident where the other…

Public or Livery Conveyance Exclusion and Flower Delivery Our insured loaned her vehicle—on one occasion only—to a flower delivery shop…

Coverage for Damage to Insured Vehicle by Impact with Human? I am trying to find clarification on whether or not damage caused by impact with a human…