Intentional Damage not Covered by PAP Under the physical damage section of the personal auto policy, there does not seem to be a specific exclusion…

Work of Insured Causes Property Damage We insure Insulation Systems of Augusta . It was in the  process of insulating duct work. The technician…

Prior Knowledge Clause Prevents Coverage for Embezzlement Losses   The insured accounting firm sued a professional liability insurer, alleging…

Lawyers Professional Liability ISO LW 00 01 03 11 June 6, 2011 Summary: The Insurance Services Office (ISO) has published a lawyers professional liability…

Workers Comp and Wrongful Death Claim   The legal representative of a subcontractor's employee, who had been killed in an explosion at the general…

All Named Insureds Not Required to Sign Proof of Loss June 6, 2011 Can an insurer reject a proof of loss because it is signed by one, but not all, named…

The insurer filed a declaratory judgment action seeking a declaration that its policy excluded a claim for remediation of mold discovered after the insurer had paid a water damage claim.

Volunteer Insurance Coverage Program May 30, 2011 The CIMA Companies Summary: For those who volunteer their services to churches, schools, and other…

Coverage C Limit for Property at Other Residences   I am looking for clarification on the ISO contract regarding the 10% of Coverage C limit for…

Is curry powder from a restaurant considered a pollutant when it drifts into an adjoining shop through the air ducts?