Discusses a claim situation where multiple occurrences are questioned.

October 2011 Intro Page   Dec Page   The article of the month analyzes the special personal auto policy, PP 90 01. This policy was developed…

When a hotel suffers damage from a collapse, how the policy defines collapse is critical to whether or not coverage is provided.

If a Building's Keys Are Stolen, Does Insurer Pay to Change Locks? September 19, 2011 If the insured has a commercial building policy and the building…

Nuclear Energy Liability Exclusion September 20, 2011 The nuclear energy liability exclusion, IL 00 21, is attached to all liability policies. No one…

ISO Home Business Insurance Coverage—Liability Reviewed September 8, 2011 Definitions and Liability Coverages Summary: Insurance Services…

Tenants Liability Endorsement and Damage to Personal Property September 20, 2011 I received a claim in which the insured leases a building from a landlord.…

Products and Completed Operations Hazard Redefined September 20, 2011 A person goes into a restaurant, consumes and ingests the food, and becomes ill.…

A discussion of the home-based-business endorsement HO 07 01.

October 2011 Dec Page   Article of the Month   Does anyone remember the special personal auto policy, PP 90 01? This policy was developed…