Insurance for Churches—General   Reviewed February 24, 2012 Unique Exposures   Churches face many perils of property damage and liability…

Carrying Goods for a Fee Exclusion Precludes Coverage for Injured Pedestrians   The liability insurer for a pizza restaurant chain brought an action…

Fundamentals of VariableLife and Annuity Contracts February 14, 2012 General Information Summary: In recent years, the variable annuity contract…

Tenant's Improvements and Betterments Valuation February 20, 2012 If a tenant makes improvements and betterments in a rental office unit, the tenant…

Liberty Mut. Ins. Co. v. Michigan Mut. Ins. Co., 2008 WL 2894336 (Ind.App.), involved Linda Swann, an employee of Trilithic who was on her way to work…

The insured mistakenly paid seven of his former sales employees more sales commission that he should have paid.When the insured discovered his error,…

Adopted Child Causes Damage in Auto Accident September 5, 2011 I am working on a complaint that involves whether the auto liability should pay for damages…

March 2012 Intro Page   Dec Page   The article of the month deals with professional liability and its connection with general liability. Professional…

Are locks and keys covered as a pair/set?

Insurable Interest and Denial of Coverage   The son of an insured filed an action after the insurer denied his claim under a homeowners policy…