Valuable Papers Not Considered Raw Materials August 28, 2012 An insured has $50,000 limits in valuable papers coverage and has received a restoration…

This article is a discussion of the pollution exclusion on the CGL form along with some court cases peratining to the exclusion.

Employment-Related Practices Liability Coverage October 27, 2009 ISO Coverage Form Summary: Employment-related practices liability…

Fidelity Amendatory Endorsements  Used to Change Policy Terms  Summary: Category 25 of ISO crime forms consists of forty-three various endorsements…

July 15, 2012 Changing Real and Personal Property Loss SettlementsIntroduction The Insurance Services Office (ISO) has several loss settlement…

Condominium Association Coverage FormAugust 30, 2012ISO Commercial Property ProgramSummary: Both the Condominium Association Coverage Form…

Humid Attic August 21, 2012 On an HO 00 03 10 00 with endorsement HO 04 27 04 02 it sounds like humidity in an attic area where mold was unknown and…

MSO HOMEOWNERS MPL01  Common Provisions- Section II  August 24, 2012  Summary: The MPL01 form from MSO is the form that provides the common…

September 2012 Intro Page   Dec Page   The Dec Page for this month celebrates the 1000th edition of the FC&S Bulletins. FC&S editors,…

Anticoncurrent Causation Clause   The insured owner of a commercial building brought an action against its property insurer, alleging that the…