Emerging Risks


November 20, 2012

In a multi-family dwelling, what establishes vacancy?

Power Surge, Damaged Computers, and Incompatible X-Ray Machines November 19, 2012 A power surge destroyed the insured's computers. The insured is a…

November 20, 2012

Do gun parts fall under the special limit, or are they separate property?

Hot Tub Loss as Coverage C or Coverage B? Our Insured has a hot tub. It is a self contained unit, located in an out-building, separate from the house.…

November 20, 2012

Discusses broken window and rain coming inside.

Vehicle Related Property Losses 2 claim coverage questions. AAIS Form 3, Ed. 2.0 for Homeowners. 1. Theft of 2 laptops from insured's car. One belonged…

Residency and Ownership October 25, 2012 Our insured was living in a residence located in south-central California approximately 16 months prior to…

November 19, 2012
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CP 04 17 10 12 Utility Services - Direct Damage, October 2012 edition

November 19, 2012

Michigan No-Fault Automobile Insurance November 19, 2012 Personal Injury Protection and Property Protection Endorsements Summary: Michigan…

November 19, 2012

Personal Injury Protection—Minnesota November 19, 2012 Automobile No-Fault Endorsement Summary: Personal injury protection (no-fault) coverage…