December 2012 Intro Page No. 1003 December 1, 2012 Dec Page: The article of the month in the Dec Page deals with contractual liability insurance. Contractual…

December 2012 Dec Page Article of the Month Contractual liability insurance can be defined as coverage for the named insured's liability that is created…

Homeowners Insurance SurveyCoverage ChecklistNovember 14, 2012The biggest single investment most families ever make is the purchase of their…

Self-Propelled Tractor Damages Parked Vehicle November 26, 2012 The insured was in the process of backing a self-propelled tractor (used to aerate lawns)…

Notice Provision Upon Death of Named Insured   This action arose from the insurer's denial of coverage for a fire loss under a homeowners policy…

E-Commerce Insurance November 12, 2012 Coverage Checklist E-commerce coverage is a direct result of emerging technology. As more and more business…

Discusses policy requirement for theft prevention and access through doggie door.

Chinese Drywall What ISO policy exclusion under an HO3, if any, applies to a product defect? We have seen a couple of instances in Louisiana where the…

Date of Purchase and Date of Vacancy My question involves a dwelling fire policy with basic coverage. The client purchased a home with the intent to…

It seems like we are getting more claims presented for damage perpetrated by insureds' own children. On HO3 coverage what is FC&S's call on damage…