Emerging Risks


October 07, 2014

Liquor Liability Policy October 6, 2014 For Insureds in the Alcoholic Beverages Industry Summary: The liquor liability policy…

October 07, 2014

Criminal Acts Exclusion Examined   October 6, 2014   The insured landlord brought a declaratory judgment action against the insurer to recover…

October 07, 2014

Employee as an Insured   October 6, 2014   Our insured owns an office building with six floors designated for parking areas to be used by…

October 06, 2014

CR 00 23 08 13 Commercial Crime Policy (Loss Sustained Form), August 2013 edition

October 06, 2014

CR 00 22 08 13 Commercial Crime Policy (Discovery Form), August 2013 edition

October 03, 2014

Late Estimate and Fair Rental Value   October 2, 2014   Our insured had a water loss in a condo under a dwelling fire policy on 7/18/14. The…

October 02, 2014

Portability and Determination of Personal Property   October 2, 2014   A policyholder suffers a fire loss to their detached garage. The insurance…

October 02, 2014

Engineering Report and Ordinance or Law   October 2, 2014   I have an insurance carrier that does not want to pay for the cost of an engineering…

October 02, 2014

A homeowner has a replacement cost policy for the dwelling but has an ACV endorsement for the roof. The roofing material that is currently installed…

October 02, 2014

Extension of Liability   October 2, 2014   The HO-3 policy covers the residence premises listed on the dec page. If the named insured is no…