Property Damage Caused by Riding Lawnmower August 11, 2014 The insured is a lawnmower repair company. The insured went to a customer's home to pick…

Property Damage not Covered Due to Exclusions on the CGL Policy   August 12, 2014 The insured brought a declaratory judgment action against the…

Business Income Worksheet Comparison—Archived ArticleReviewed January 20, 2010The Business Income Worksheet and the Combination Gross Earnings…

August 1, 2014  Fire, Other Legal Liability for Commercial Risks  Summary: Under common law, anyone who negligently damages property of another…

The Microorganism Exclusion August 5, 2014 The insured is a hotel. Claimant and her children and husband stayed at the insured hotel for seven days.…

Filed Rate Doctrine Controls   August 4, 2014   A group of plaintiffs, faced with an additional premium, asked the courts of New York state…

Legal Liability Coverage Form, October 2012 edition

July 28, 2014 I have a case where a frame restaurant has a sprinkler system and is recognized by ISO as being sprinklered, but the system does not…

August 2014 Intro Page   Dec Page   The article of the month in the Dec Page deals with a feature widely misunderstood in the standard workers…

Party in Leased Premises Causes Damage July 21, 2014   A beach house insured on an HO 03 policy was rented to others. Our investigation revealed…