Emerging Risks


September 09, 2016

In getting off bus insured falls on car; are his injuries covered?

September 09, 2016

Does med pay apply when patron harmed by food?

September 09, 2016

Designated Person or Organization AI Endorsement September 9, 2016 We are new to the insurance business and have been requested by one of our customers…

September 09, 2016

Discusses loading and unloading under the CGL and the BAP.

September 06, 2016

Storms over Time and Application of Deductibles August 12, 2016 The policyholder experienced a hail loss and was insured on a HO 00 03 04 91. The policy…

September 06, 2016

September 2016 Dec Page   Article of the Month   The definition of "residence premises" is key to any homeowner property policy since it defines…

September 06, 2016

House in Living Trust after Death of Insured August 11, 2016 Our insured was a widowed lady who died two years ago, and all of the household contents…

September 06, 2016

September 2014 Dec Page   Article of the Month   Ensuing losses are exceptions to an exclusion found in many homeowner policies. Questions…

September 06, 2016

Boat House on Property Leased from Utility Company August 11, 2016 We insure several lake houses on a lake in North Carolina owned by Duke Energy. The…

September 06, 2016

September 2016 Intro Page   Dec Page   The article of the month deals with the definition of residence premises. This definition is key to…