My question is in regards to Functional Replacement Cost (FRC) - the definition refers to "obsolete, antique or custom construction". What happens when…

We have an ISO form policy. HO 00 03 04-91, special form. The town our insured is in sustained heavy wet snows totaling about 16". …

We have a golf course client that purchased Garagekeepers Coverage (CA 99 37 10 13) with direct, primary Comprehensive. The reason for buying the coverage…

Insured's policy is the Homeowners 3- Special Form HO 03 10/00. Insured has a wind loss claim to roof of June 23, and the living room ceiling later…

When an insured hires a builder to make repairs, signs a contract with the builder, have they in fact "incurred" the cost and be entitled to the portion…

Coverage is provided under CP 00 10 04/02, special cause of loss form. There are 36 premises on the policy, all providing business income only coverage…

Currently working on a fire loss that occurred in our insured's tenant occupied duplex. The damages will likely be a total loss and require…

Loss Settlement - covered damage to a building is reported in excess of 180 days from the date of loss (but within two years). The delay is not prejudicial…

The question I have is regarding a loss which occurred in IL and is looking at the ISO HO-3 10/00 for coverage. The named insured's (NI) live in girlfriend…

On the ISO Flood Coverage Endorsement Form, CP 00 10 10 12,Does the form intend to cover:Water under the ground surface pressing on, or…