Emerging Risks


April 30, 2018

Uninsured Motorists Coverage for Employer-Furnished Auto We have a client for whom we have placed personal auto insurance with uninsured motorists coverage.…

April 30, 2018

Towing of Vehicle Covered under the PAP? Our personal auto policy (PAP) insured borrowed a friend's car to drive, which broke down. He then used his…

April 30, 2018

Separation of Insureds Clause and Family Members We have been informed by one of our companies that there is a potential auto liability BI claim for…

April 30, 2018

Is vicarious liability coverage available under PAP?

April 30, 2018

Valuable Articles Coverage for the Loss of Wine We insure a wine collection under a valuable articles policy. It is an all risk policy, offering coverage…

April 30, 2018

Uninsured Motorists Coverage and Denial of Liability Our insured was recently involved in an accident, where the other driver was cited for running…

April 30, 2018

Subrogation against Repair Garage? Our insured's auto was damaged by a collision that occurred while the auto was being test driven by an employee of…

April 30, 2018

When an insured moves out of the house and rents it, but doesn't notify the carrier, is there coverage in event of a loss?

April 30, 2018

Discusses when a carrier no longer has a duty to defend.

April 30, 2018

Theft of Snow Tires An insured owns several automobiles and reports the theft from vehicle A of snow tires that had been removed from vehicle B. As…