California Earthquake Authority Basic Earthquake Policy June 25, 2018 Summary: The 1994 Northridge earthquake in California lead to severe restrictions…

Declarations Page (The Dec Page)   June 18, 2018   An Overview Summary: In journalism school, potential reporters are taught that every…

This article discusses replacement cost language under homeowners and dwelling policies.

Algae Growth and Fungi June 18, 2018 I know of the exclusions for mold, rot, deterioration, etc. However, I do not think that is what this is. I was…

Cosby’s Insurer Must Defend in Defamation Case   June 18, 2018   The United States Court of Appeals for the First Circuit has agreed…

Fraud of the Week   June 18, 2018   Auto Fraud — New York Amount: Unknown   A New York man has been convicted of insurance fraud…

Insured claimed he paid rent for staying at a girlfriend's house when in fact the checks were never cashed.

Leak over Time June 8, 2018 We are working a claim where tenants occupied the property. The original tenant sublet the property (without…

Date of Loss Makes a Difference   June 11, 2018   The United States Court of Appeals for the Fifth Circuit has determined that Lloyds of London…

This articles discusses rating agencies and explains how the rates are developed.