Emerging Risks


Updated discussion of Your Product and Your Work exclusions k. damage to insured's product arising out of it, and l. damage to insured's work arising out of it and included in the products-completed operations hazard.

October 31, 2018

Fraud of the Week October 29, 2018 Arson Fraud — Ohio Amount: Unknown Each member of a couple from Toledo, Ohio has been sentenced for…

October 31, 2018
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Case Still Sent to Federal Court Despite Missing Required Amount in Controversy   October 29, 2018 A United States district court for the Southern…

October 31, 2018

Discusses damage to home interior caused by hidden tree growth.

October 29, 2018

Historically, employees either drove or commuted into work five days a week. As the digital age has advanced, remote work has become a standard practice…

October 19, 2018
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Construction Defects by Subcontractors are Not Covered under CGL Policy in Ohio   October 15, 2018   After a decision by the Supreme Court…

October 17, 2018

The world is full of beautiful things: paintings, sculpture, glass works, textiles, figurines, jewelry, and other items. Many people collect such…

October 17, 2018

Insuring your Fine Arts <br> September 28, 2018<br>Christine G. Barlow CPCU<br>The world is full of beautiful things: paintings, sculpture, glass works,…

October 17, 2018

We are adjusting an insurance claim where an ISO policy uses BP0003 dated 7/2013 endorsed by CBP8000 dated 01/2015. The limit for Business Personal…

October 17, 2018

Discusses lottery books and phone cards as money and securities or business personal property.