Emerging Risks


July 22, 2019

Discusses what is an earthquake, causes of earthquakes and provides information on earthquake insurance.

July 15, 2019
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The Court of Appeals of Washington, Division One decided this week that all persons engaged in the business of insurance, including individual adjusters, may be liable for bad faith and violating Washington's Consumer Protection Act, whether or not there is a contractual relationship between the parties.

July 15, 2019

This article is a good beginning to help insureds understand some basic endorsements.

July 15, 2019

Six house fires erupt over a twelve-year span in homes where one woman lives, suspicions build.

July 15, 2019
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After a malfunctioning dog collar caused a woman to lose the sight in one eye, Amazon.com may find itself liable for her injuries, despite the fact that the collar was ordered from a third-party vendor.

July 15, 2019

Question regarding whether the vacancy exclusions apply to a building under renovation damaged during the period of construction.

July 08, 2019

Twelve school bus employees out of Miama-Dade Florida have been using the personal information of children who ride their school busses to file fraudulent insurance claims netting over $420,000.

July 08, 2019
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An employee who was injured during an extended break between two shifts is entitled to compensation benefits, because but-for her employment she would not have been exposed to the injuries she suffered.

July 08, 2019

Discusses the need for food contamination coverage and the coverage provided by the BOP endorsement BP 04 31, Food Contamination Endorsement.

July 08, 2019

Question regarding application of deductible on loss that has wind and lightning damage when multiple deductibles are on the policy for wind or hail and all other causes of loss.