Emerging Risks


December 23, 2019

ISO is introducing numerous new and revised optional endorsements available to the General Liability program, with a proposed effective date of December 1, 2019. This is an analysis of those endorsements.

December 20, 2019

Reviews the nonrenewal moratorium just enacted in California for property coverage.

December 18, 2019
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Does the duty to defend end when an insurer deposits funds into a court registry? Most courts say no.

December 16, 2019

Discusses coverage for separate buildings that are one residence.

December 16, 2019

Analyzes the new Financial Institution Bond - Banks and Savings Institutions (Aggregate Form) FI 00 60 12 19.

December 16, 2019

A man cleverly pretended his brother was alive for years after he perished in order to claim over $5 million in life insurance.

December 09, 2019
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Serial commas can still carry legal significance, as is shown in this case where the court read the exclusion with serial commas, resulting in the preclusion of the insured from defense for a suit arising from an injury caused by a giant inflatable beach ball.

December 09, 2019

Discusses payment of debris removal before loss is settled.