Emerging Risks


November 02, 2025

When a vehicle needs repairs the insured claims it was stolen.

October 31, 2025

A discussion of a bulletin published by the Maine Bureau of Insurance asking insurers to provide policyholders with a grace period.

October 31, 2025
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The ISO PM 00 15 12 02 Silvware Form.

October 31, 2025
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The ISO PM 00 19 12 02 Personal Property Form.

October 31, 2025
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The ISO PM 00 11 12 02 Jewelry and Furs Form.

October 29, 2025

A summary of the ISO Circular for October 29, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

October 29, 2025

A breakdown of hurricane categories and wind speeds.

October 28, 2025

A discussion of a bulletin published by the OSI informing insurers of disclosure requirements following a NM Supreme Court decision.

October 28, 2025

A summary of the ISO Circular for October 28, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews, and other information.

October 27, 2025

When thousands of dollars of tools are destroyed and the policy contains a limit on tools, how do you determine what is a tool?