Maryland provisions regarding credit scoring and personal lines.

A woman sets fire to her business when she's behind in rent payments.

There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.

A quick explanation of the water back-up and sump overflow endorsement.

"Exit light, courtroom fight, take the stand, Lloyds pay this band," as Metallica's COVID-19 lawsuit is allowed to proceed.

Insurers are now required to report dog bite incidents to state beginning January 2022.

CG 24 53 12 19 Waiver of Transfer of Rights of Recovery Against Others to Us (Waiver of Subrogation) Automatic

CG 20 40 12 19 Additional Insured - Owners, Lessees or Contractors- Automatic Status for Other Parties When Required in Written Construction Agreement (Completed Operations)

CG 20 39 12 19 Additional Insured - Owners, Lessees or Contractors - Automatic Status when Required in Written Construction Agreement with You (Completed Operations)

How to submit coverage questions to FC&S.