This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.

Just because rates are cheaper doesn't mean you can pretend to live there.

A copy of the FloodFlash Parametric Insurance policy form.

When the replacement windows don't match the undamaged windows, does the pair and set clause apply?

Proving a policy's existence is a separate matter from proving its material terms.

The Michigan Insurance Department is the lastest department to address coverage issues for certain Kia and Hyundai vehicles.

The National Council of Insurance Guaranty Fund chart providing claims parameters by state. Reprinted with permission.

When tenants' property has to be moved and stored so the building can be repaired, is there coverage?

By having a dangerous fire set, an insured gets convicted and faces a long sentence.