Emerging Risks


April 28, 2023

Although Crestbrook covered many of the Bucholzes' losses, it denied a generalized claim for mold growing in their walls and heating, ventilation, and air conditioning system.

April 28, 2023

Even though the district court misapplied the burden-shifting analysis from Texas insurance law, the Fifth Circuit affirmed the verdict in favor of Crestbrook because the insurer successfully "demonstrated that a generalized mold claim [was] excluded under the policy" purchased by the insureds.

April 26, 2023
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CP 03 20 04 18 Multiple Deductible Form. It can be applied to the builders risk, building and personal property form, condo association form, condo commercial unit-owners form, standard property policy and tobacco sales warehouses coverage form.

April 25, 2023

Looks at the differences in claims-made vs occurrence coverages, and how the retro date affects coverage under the claims-made form.

April 25, 2023

The policyholders claimed they should have been offered another opportunity to waive stacking for UM/UIM coverage when they removed a vehicle from their auto policy.

April 25, 2023

Florida's recent "tort reform" bill has upped the ante for policyholders seeking to hold insurance companies accountable for bad faith.

April 25, 2023

A unanimous Pennsylvania Supreme Court has ruled that removing a vehicle from an auto policy does not create another opportunity to waive stacking for UM/UIM coverage.

April 24, 2023

An insured is arrested because he lied about pre-existing damage to his vehicle when reporting a claim to try to get the damage covered.

April 24, 2023

A vehicle is sent to an insured but it never arrives; is there coverage?

April 24, 2023

The judges of the Commonwealth Court of Pennsylvania pointed out that, while "coverage" refers to a specific risk included by an insurance policy, "reimbursement" means paying someone back for money already spent.