Emerging Risks


July 18, 2023

The Florida Office of Insurance Regulation has issued an emergency order and an information memorandum regarding new rules regarding claims-handling manuals for residential property insurers.

July 18, 2023

The Florida Office of Insurance Regulation recently issued a bulletin reminding insurers of parameters for requesting policies for assumption from Citizens, the insurer of last resort.

July 18, 2023

The Supreme Court of Georgia debated whether a farm tractor can be an uninsured motor vehicle for purposes of the uninsured motorist statute after the tractor had a collision with another vehicle on a public highway.

July 18, 2023

When the SWAT team arrives and discharges tear gas, does the discharge of the gas fit the definition of the smoke peril?

July 18, 2023

Duty to read, dual agency and interpretation of case law converge in an auto tort where a tractor was rear ended by an uninsured car.

July 18, 2023

The daughter of a man who died of COVID-19 wants State Farm to cover property damage she discovered after evicting the man's nephew, who had moved into the home without permission the same day the man died.

This glossary serves as a resource of various insurance terms and concepts.

July 17, 2023

This article details the differences between the insurance necessary for full coverage when driving for Uber and driving for Uber Eats.

July 17, 2023

An insurer allegedly refused to pay a 2017 hurricane damage claim submitted by a Miami Lakes condo association. That move, which already has a multi-million dollar price tag, may lead to further exposure.

July 17, 2023
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This is one portion of the analysis of the Business Auto Coverage Form. This analysis goes over the physical damage section of the auto form.