Emerging Risks


This is fifth in a series of contract analyses addressing the ISO commercial auto endorsements by category, This analysis discusses endorsements identified in Category 25 - Garage Endorsements, which covers Auto Dealerships.

September 25, 2023

Washington Street, LLC sued Nationwide for bad faith, alleging the carrier deliberately and unreasonably delayed policy payments after a building fire.

September 25, 2023

Washington Street, LLC sued Nationwide for bad faith, alleging the carrier deliberately and unreasonably delayed policy payments after a building fire.

September 25, 2023

When the vehicle wasn't actually stolen and burned.

September 25, 2023

The program is designed to strengthen and protect homes and businesses against severe weather.

September 21, 2023

It includes disclosure requirements and producer training requirements.

September 20, 2023
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The ISO HO 17 32 03 22 Unit-Owners Coverage A Special Coverage modifies the HO 00 06 Unit-Owners Form to open perils coverage.

September 19, 2023
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This is a copy of the ISO HO 00 04 03 22 Homeowners 4 - Contents Broad Form.

September 19, 2023

Contrary to claims made in this space on Sept. 7, the law is not "needlessly complex." The law requires only that insurance companies act reasonably under the circumstances when they receive a valid offer to settle a claim against an insured.

September 19, 2023
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The ISO HO 00 02 03 22 Homeowners 2 Broad Form which provides named perils coverage for both the buildings and personal property.