This week's discussion looks at cyber crime and the Dragos report which shows an almost 50% increase in ransomware incidents from 2022 affecting the industrial sector.

When your accident staging stills are bad and also caught on film.

Category 25 fidelity endorsements of the ISO Crime and Fidelity program.

The difference between business personal property and personal property of others is addressed.

Century Waste alleged that a deficient reservation of rights letter had prejudiced their case in an underlying lawsuit.

A listing of ISO General Liability forms and endorsements, including links to multistate forms.

Oregon did something similar following the Gray and Oregon Road fires.

The ISO endorsement HO 04 90 03 22 Personal Property Replacement Cost Loss Settlement for use with the homeowners, tenant and condo policies.

The practice is considered unfairly discriminatory.

Category 25 fidelity endorsements of the ISO Crime and Fidelity program.