Emerging Risks


June 24, 2008

Certificates of Insurance—Archived Article November, 1999 Function and Meaning Summary: Certificates of insurance serve an integral role in…

June 24, 2008

Safe Depository General Provisions Form – Archived Article May, 1996 Used with Safe Depository Coverage Forms M and N Summary: The safe…

June 24, 2008
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A Massachusetts appeals court held that a fraternity officer was not an insured under CGL and catastrophe policies because his actions fell outside…

June 24, 2008
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The case is Horak v. Nationwide Insurance Company, 2007 WL 2119861 (Ohio App. 9 Dist.). In 1984, the Horaks built a house for $120,000.00. The house…

June 24, 2008

Personal Auto Policy—Part B—Archived Article July, 1998 Medical Payments Coverage Summary: This treatment discusses part B of the…

June 24, 2008
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In Padgett v. Georgia Farm Bureau Mut. Ins. Co., No. A05A1874, 2005 WL 3359328 (Ga. App. Dec. 12, 2005), a Georgia appeals court held that an ambiguity…

June 24, 2008

Restaurants—Archived Article June, 2003 ISO Market Segments Program Summary: Insurance Services Office (ISO) has developed a market segments…

June 24, 2008

Property Coverages—AAIS Homeowners-Archived October, 1998 Principal Property Coverages Summary: The AAIS property coverages as found in…

June 24, 2008
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In Shelby Casualty Insurance Co. v. H.T., 2007 WL 879494 (N.J.Super.A.D., 2007), a homeowners’ insurer sought declaratory judgment that the intentional…

June 24, 2008

Examines the revisions ISO has made to its additional insured endorsements. Describes the additional insured problem and examines ISO's proposed solutions. Finally, the question of whether ISO's revisions will achieve the intended purpose is considered.