Emerging Risks


June 24, 2008
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In Burdick v. Erie Ins. Group, 2008 WL 902713 (Pa. Super., 2008), the insured, individually and as executrix of the insured's estate, brought an action…

June 24, 2008

Discusses if a monetary deductible applies to business income coverage.

June 24, 2008

Workers Compensation Policy Does Not Respond to Nonoccupational Twenty-Four Hour Coverage State workers compensation laws require an employer to provide…

June 24, 2008
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In Canal Ins. Co. v. Sherman, Civil Action No. 05-263, 2006 WL 1184209 (E.D. Pa. May 5, 2006), the court ruled that employee and workers compensation…

June 24, 2008

Businessowners Program—Archived Article May, 2003 Eligibility, General Conditions, Common Endorsements Summary: The Insurance Services Office…

June 24, 2008
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The Supreme Court of South Carolina ruled that neither an insurer nor an agent had the duty to sell insureds the best flood insurance policy at the…

June 24, 2008

Contractors Equipment Floater—Archived Article April, 1999 American Association of Insurance Services (AAIS) Summary: The contractors equipment…

June 24, 2008

Leased Employees – Archived Article January, 1997 Workers Compensation and Liability Exposures Summary: A leased or borrowed employee is…

June 24, 2008

Appraisal Clause Does Not Determine Coverage There is language in the appraisal clause that states "If there is an appraisal, we will still retain our…

June 24, 2008

Does an overflowing washing machine constitute a flood?