November 2007 Dec Page Question of the Month   The duty to defend on the part of the insurer is strongly upheld by courts around the country.…

2005 Umbrella/Excess Liability Directory February 2006 This information was compiled by our sister publication, Florida Underwriter.   Absolute…

"Your Product" Exclusion and the CGL We handle the general liability insurance for a company that manufactures seats for delivery vehicles. The company…

A business that we insure paid a new employee erroneously. Instead of paying the employee $680, the business paid him $11,000 for 680 hours of…

Partnerships and Individuals—Who Is An Insured? The commercial general liability (CGL) coverage form is supposed to be rather comprehensive in…

Legal Liability Coverage for a Lessee? We have an insured who has signed a lease that makes him responsible only for the roof. I interpret the damage…

Personal Property of Others under a Businessowners Policy Q Our insured is covered under a Businessowners Standard Property Coverage form BP 00 01…

Questions the amount payable on a blanket property policy when not insured to value.

Garagekeepers Legal LiabilityInsurance and Rental Coverage Q We insure a garage under a standard ISO garage form. Collision coverage is provided for…

"Mechanical Breakdown" under Farm PolicyQOur farmowners insured was driving his tractor when he hit a rather large branch lying on the…