Emerging Risks


Spoilage Coverage Does Not Provide Additional Limits We have a CP 04 40 06 95, Spoilage Coverage form on a retail business. Fire destroyed the business,…

July 23, 2008
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In Greene, Tweed & Co., Inc. v. Hartford Acc. & Indem. Co., No. 03-3637, 2006 WL 1050110 (E.D. Pa. Apr. 21, 2006), the U.S. District Court for…

July 23, 2008

February 2008 Dec Page Question of the Month There has been a vast array of judicial decisions that have interpreted the absolute pollution exclusion…

July 23, 2008

December 2007 Intro Page No. 943 December 3, 2007  Dec Page   The question of the month discusses the various laws (federal and state) dealing…

July 23, 2008

August 2007 Intro Page No. 939 August 1, 2007 Dec Page   The entire Dec Page this month deals with EIFS, exterior insulation and finish systems.…

July 23, 2008
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In Private Bank & Trust Co. v Progressive Cas. Ins. Co., NO. 04-2515, 2005 WL 1274275 (7th Cir. May 27, 2005), the Seventh Circuit Court of Appeals…

July 23, 2008

September 2007 Dec Page   The initial discussion about EIFS (exterior insulation and finish systems) was presented in the August issue and the…

Athletic Participants Exclusion and General Liability Coverage Our insured owns a hotel and wants to rent out the ballroom for a boxing match. I asked…

Advertising and Auto Exposure for Insured Our insured has paid to have his business name painted as advertising on a stock car used at the local race…

July 23, 2008

October 2007 Dec Page Question of the Month   Loss resulting from mine subsidence and sinkhole collapse is an excluded cause of loss in most homeowners…