Emerging Risks


July 24, 2008

Broadcasting Activities — Personal and Advertising Injury Q We have a question concerning the ISO commercial general liability policy's coverage…

July 24, 2008

Insurer Not Required to Replace Damaged Property with Comparable Property Our insured's 1996 Palfinger Crane Model PK10500 was declared a total loss.…

July 24, 2008

Damage to pipes caused by testing required by ordinance.

July 24, 2008

"Fine Arts" Does Not Include Wall Plaques A fire totally destroyed a VFW post's building and personal property, for which the insured was paid the…

July 24, 2008

Mold Damage Claim Covered by CGL Form? Will the CGL form respond to a mold/fungi bodily injury claim? Our insured has discovered mold on one side of…

July 24, 2008

Can an insurer contest the extent to which the insured builds a newer and better structure?

July 24, 2008

Our client owns a two-story commercial building that is insured on an ISO commercial property form. There are offices on the first floor and apartments…

July 24, 2008

An insured experienced a sewer backup and called a plumber. The plumber ran a camera down the drain and found that the pipe had rusted and collapsed.…

July 24, 2008

Sole Proprietor Is Named Insured under CGL Policy A woman who is the sole proprietor of a cleaning business broke artwork she was cleaning in a client's…

July 24, 2008

Replacement Cost on New Site Q One of our insureds owns a building that was destroyed by fire. Instead of rebuilding it in the exact same location,…