Emerging Risks


August 01, 2008

When a vehicle encounters water, should it be covered by collision or comprehensive coverage?

August 01, 2008

Transportation Costs to Return from Vacation Covered? Q An insured was away on vacation when she learned of a fire at her home. She had to return…

August 01, 2008

Scheduled Diamond Ring—Coverage for Cracking? Q Our insured had a loss to a diamond ring scheduled on an HO-61. She found to her amazement it…

August 01, 2008

CP 10 32 08 08 Water Exclusion Endorsement, August 2008 edition

July 31, 2008

Discusses blanket coverage for two buildings, one of which was condemned and listed with zero value.

July 31, 2008

Actual Cash Value Affected by Sale of Property? Q Our insured owns a hotel which suffered covered water damage when pipes burst. Many of the rooms…

July 31, 2008

Discusses what is covered under the artificially generated electrical current peril.

July 31, 2008

I am handling an account in which the property coverage is being written on a blanket basis on commercial property form CP 00 10. This insured…

July 31, 2008

Care, Custody, or Control Exclusion vs. Business Pursuits Exclusion Q Our insured, vice-president of sales for a large company, has an HO 00 03. We…

July 26, 2008

Auto Physical Damage Coverage on Primary Basis Is there an endorsement to the standard business auto policy (BAP) that will make the employer's BAP…