Emerging Risks


Mortgagee Subject to Policy Provisions If the insured is in violation of the policy's coinsurance clause and his loss settlement is being reduced as…

Care Custody and Control— Tenant's Property Q We would appreciate your comments on the following question concerning coverage under the commercial…

Auto Accident Claims Covered by CGL Form? Our insured traded a vehicle that was part of their business to a dealer. Two years later, the employee of…

Inactive Business Entity Still Needs Insurance If a company's corporate status is legally and administratively shown as inactive, is there still a need…

Mortgagee Clause Applied in Foreclosure Q We insure a large property valued at over a million dollars. The mortgagee foreclosed on the property. Shortly…

Coverage Territory of the CGL Form Q We know that the definition of coverage territory has been revised in the new CGL forms. Does the revision extend…

July 24, 2008

Discusses contracting expenses as covered extra expense for a tanning salon.

July 24, 2008

This question deals with breakdown of equipment and related coverage.

Auto Exclusion, the CGL Form, and Auto Repair This claim situation occurred when our insured, an auto repair shop, installed an incorrect oil filter…

Deductible - How to Apply Q We are a public adjusting firm. Our client is a hotel located on the Atlantic coast of North Carolina . The hotel is insured…