Emerging Risks


July 24, 2008

What happens when fire damages a building and the rest is ordered to be demolished.

Concurrent Causation under Commercial Property Form Q The question we pose involves the commercial property policy's exclusion 3.b., wherein losses…

Water Loss Repairs Responsibility of Building Owner or Contents Owner? Q Our insured owns a building and recently there was a water loss to various…

July 24, 2008

Is a contractor error a cause of loss?

In Transit Coverage for Plumber's Tools? Q Our insured plumber's van was broken into and tools usually carried therein were taken, valued at more…

July 24, 2008

Lawn mower as mobile equipment.

July 24, 2008

Does a wind loss trigger coverage for removal of asbestos?

Trailer Considered Property Not Covered Our insured allowed their best and largest client to park a semi-trailer on their property. The semi-trailer…

July 24, 2008

When the county declares that the building must be razed, is it excluded under ordinance or law?

Discusses whether the earth movement exclusion applies to damage caused by pile driving.