Business Risk Doctrine and the CGL Form Q Our insured is a contractor and we have tried to explain to him the coverages and exclusions that appear…

Debris Removal under Commercial Property Form Q We would like your opinion concerning coverage for debris removal under form CP 00 10 04 02. Our insured…

"Leased Employee" Defined Q Recently in our office we were discussing the businessowners liability coverage form, that states "employee" includes…

Scaffolding Cost Covered by Commercial Property Form? Q We provide property insurance for a municipality, written with CP 10 30 04 02 special causes…

Debris Removal—Is Repair/Replacement Required? Q Our client has a small warehouse insured on a CP 00 10 04 02. The building was completely destroyed…

The difference between preparing to do work for a customer and actually doing the work. Preparation is not part of "your work".

When heat is turned off only in part of the building, is damage due to freezing covered?

When police use tear gas, is that a pollutant?

Emotional Distress Coverage under the CGL Form Is emotional distress covered by the CGL policy? Texas Subscriber In the majority of jurisdictions, the…

Volunteers Covered under CGL Form? Q I am the agent for the owner of a mobile home park.  Some tenants of the park have volunteered to work at…