Emerging Risks


August 01, 2008

EB 00 20 08 08 Equipment Breakdown Protection Coverage Form, August 2008 edition

August 01, 2008

Family Member Includes College Student? Our insured's son went away to college and when he wanted to rent a vehicle, the rental company would only rent…

August 01, 2008

Bodily Injury to an Insured Our insured's daughter had her ears pierced, and an infection ensued. She had to have surgery and reconstruction of part…

August 01, 2008

Is a septic tank made of fiberglass covered under glass portion of a policy?

August 01, 2008

Water Damage to Personal Property Q We insure the tenant of a house under an HO 00 04 05 01, with broad form named perils on his personal property.…

August 01, 2008

Money or Business Property Limits at Issue Our homeowners insured maintains ATM machines. He recently made a substantial withdrawal at his bank and…

August 01, 2008

When you accidentally shoot the refrigerator.

August 01, 2008

Our insured is allergic to bee stings and was recently stung by a bee. He was driving himself to the doctor's office for treatment when he passed…

August 01, 2008

Personal Property in Self-Storage Facility Q The following situation has come up several times and we would like your opinion. Say an insured family…

August 01, 2008

Policy Period Discussion I would like to have your opinion on the following situation: The Personal Liability coverage under Insured Location definition…