Emerging Risks


Limited Partnerships Under a CGL Form Q One of our clients has questioned us on who is an insured under the CGL form with reference to limited partnerships.…

Keep Full Agreements and the CGL Form Q Our insured is in the business of retail fuel oil supply. He sells the fuel oil and also delivers it to the…

July 24, 2008

Is damage to two sections of property from same storm one deductible or two?

July 24, 2008

Is a drain on the roof the same as a drain on the ground?

July 24, 2008

Discusses legal aspects of building coverage when insured by both landlord and tenant under different policies.

Other Insurance Clauseand Excess Coverage Q Our insured operates a computer repair shop, and regularly has the property of his customers in his care,…

Surface Water Overflow Not Covered My insured has an endorsement for back up of sewer or drain water damage. The endorsement reads "The following additional…

Stolen Credit Card Transaction is Uninsurable Business Risk Our insured is a merchant with commercial crime coverage under CR 00 20 07 02, Commercial…

Water Damage Exclusion — Ice Damage Q We have a commercial property insured under the CP 00 10 04 02 policy with special causes of loss form…

July 24, 2008

Discusses the term financial interest in the Businessowners policy.