Discusses addition of slab in calculation of replacement cost of building.

This loss involves a condominium complex that has a standard ISO commercial property policy. Due to Hurricane Andrew in 1992, the insured's wood…

When a broken water pipe fills an elevator shaft with water, is there coverage?

Inventory Valuation after Fire Loss Q Our insured suffered an inventory fire loss. We disagree with the insurer about how to calculate the actual…

Reporting Form Endorsement— No Penalty in Spite of Underreporting Q Our insured suffered a loss under ISO's building and personal property form…

When snow slides off the roof and damages spouting on the way down, is there coverage?

Tree causes downed power lines and resulting low voltage, damaging property. Is this covered?

Fixtures and Additions as Building or Contents? Q I am involved in a loss where the landlord supplied movable partitions, which are hard wired into…

Burned, But Not Dead, Trees Covered? We have an HO3 4-91 policy. The loss is a brush fire in the insured's yard. They had damage to trees, shrubs, and…

Mildew in the attic.