Emerging Risks


August 05, 2008

Nonowned Auto Loss Payable by Insured's PAP? Our insured was driving a nonowned car that is insured by its owner for physical damage subject to a $500…

August 05, 2008
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Discusses the case of Nelson v. Hartford Underwriters Ins. Co., No. COA05-1052, 2006 WL 1526882

August 05, 2008

Rental Car—Loss of Use Q I have recently been told by two auto claim adjusters and their regional supervisor that the personal auto policy does…

August 05, 2008

In trying to remove vehicle from ditch insured burns up transmission. Is there coverage for the damage to the transmission?

August 05, 2008

Prior Notice Necessary When Adding Exclusions to Renewal Policy? Is the insurance company mandated to provide prior notice when adding an additional…

August 05, 2008

Rental Vehicle Covered by Personal Auto Policy? Q We have the auto insurance for an insured who will be renting a vehicle for a period of at least…

August 05, 2008

Subrogation Allowed Against Repair Garage? Our insured's auto was damaged by a collision that occurred while the auto was being test driven by an employee…

August 05, 2008

Primary Coverage v. Excess Coverage under a PAP We have a question on the primacy of coverage between auto policies of rental car vendors and our insureds.…

August 05, 2008

Cancellation of Policy Effective to Block Claim? A personal auto policy holder decides to withhold notice of a claim because he feels that an outstanding…

August 04, 2008

Discusses application of coverage when an other structure is damaged.