Who Is Responsible for Builders Risk Deductibles?   Currently, we have a requirement that the municipality I represent be a named insured on builders'…

Who Is Responsible for Builders Risk Deductibles? Currently, we have a requirement that the municipality I represent be a named insured on builders'…

Food Spoliation Is a Consequential Loss Our insured butcher suffered a spoilage loss due to a recent windstorm that caused the store to loose full power…

Breach of Covenant of Good Faith and Fair Dealing Claim Barred by Res Judicata In L.A. Limousine, Inc. v. Liberty Mut. Ins. Co., 2008 WL 3824762…

Awning on Camper Damaged by Windstorm Our insured has a camper/trailer covered under a business auto policy. This camper/trailer has an awning attached…

Barn Not Personal Property under Building and Personal Property Coverage Form Under the CP 00 10 04 02, coverage A 1. covered property, a (4), is an…

Failure to Comply with Duties under Policy We have run into a situation in which an insured has failed to respond to our attempts at contact in order…

Deductible not Applicable to Transportation Expenses Under the standard business auto policy, transportation expenses of up to $20 per day is allowed…

Voluntary Payment by Insured Leads to Denial of Coverage We insure a company under a standard Businessowners Liability policy. Our insured was hired…

Special Limits and Fine Arts Regarding the HO 3, please confirm there are no Special Limits of Liability under Contents for Fine Arts, artwork, etc…