Emerging Risks


Personal Injury Claim under CGL Form Our insured has been named in a complaint alleging that they "personally or through their employees encouraged…

Property Damage Liability Coverage Dispute Our insured is in the tree service and stump grinding business. After completing a stump grinding job, the…

Waterproofing Work and Subsequent Property Damage to Basement   Under the CG 00 01 10 01, I have the following question:   The insured was…

Your Product Exclusion and Defective Floor Panels This claim deals with wood floor panels that our insured sold to the claimant. The claimant bought…

Property Damage Caused by Mobile Equipment Covered by CGL Form Our insured, a community school district, sponsors the annual Homecoming Parade. On the…

Snowplowing Operations and the CGL Form Does the CGL form provide completed operations coverage for snowplowing claims? I always thought there was coverage…

Workers Compensation, Personal Errand, and Medical Payments Q An employee of one of our insureds was to attend a business meeting on her employer's…

Semitrailer Included as "Any Auto" in Garage Policy? Q A garage policy insured was using one of his trucks to pull a customer's semitrailer from one…

Pollution Cleanup and the CGL Form Q Our client operates an automotive supply business. His warehouse burned to the ground. Much of his merchandise…

November 13, 2008

Dealer unwittingly buys, and then sells, stolen car, and has to make good on it to the unfortunate buyer.