May 2009 Dec Page Question of the Month   Hurricanes cause enormous damage to the areas hit by them. Katrina, Gustav, Ike are all names associated…

Causes of Loss – Archived Article May, 2003 Basic, Broad and Special Forms Available Summary: There are three alternatives insureds may…

Vacancy Definition under Scrutiny Our question is on form BP 00 02 01 87 under the vacancy provision, which contains an exclusion for buildings that…

Flood Exclusion Applies to Rita's Storm Surge   In Arctic Slope Regional Corp. v. Affiliated FM Ins. Co. 2009 WL 860037 C.A.5 ( La. ) the companies…

Coverage for "Bodily Injury" Extends to Alleged Biological Injury Caused by Radio Frequency Radiation from Cell Phones   In Zurich American Ins.…

The owner-operator of an "internet cafe" has had a $50,000 loss of computer equipment that is said to have occurred when a tenant in an adjoining…

Mobile Equipment or Auto as Cause of Damage Our insured runs a tree service that cuts trees and removes them. He has a boom truck that he uses in his…

Mobile Home Unit Could Be Considered Covered Property under CP 00 10 I recently insured a campground and need to know if a mobile home type unit is…

March 2009 Intro Page No. 958 March 2, 2009  Dec Page   The question of the month deals with an exclusion found on the standard homeowners…

Trademark Case Gets Defense, Indemnity under CGL and Umbrella Policies   In General Cas. Co. of Wisconsin v. Wozniak Travel, Inc., 2009 WL 702437…