Emerging Risks


October 21, 2009

Amica Mutual Insurance Company September, 1998 Personal Excess Liability Policy The notes that follow point out what the editors believe to be the…

October 21, 2009

Snowplow damages blacktop; is there coverage?

October 20, 2009

November 2009 Dec Page Question of the Month   What goes into the process of forming a captive insurance company? There are several factors that…

October 19, 2009
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Discusses Delgado v. American Family Ins. Group. Appellant Dionicia Delgado was injured when the automobile in which she was a passenger collided with another automobile.

Loading or Unloading Issue under BAP and CGL Form Our question is whether a business auto policy or a general liability policy would respond to this…

October 12, 2009

12/29/2008                             A…

Collision Loss or Comprehensive Loss under BAP The insured has a 2004 Freightliner grain truck on his business auto policy. The driver went to unload…

October 06, 2009

12/26/2005 A new article, AAIS Mobile Medical Equipment Coverage form, was added to FC&S this week. 12/19/2005 The article Handling a Total…

October 05, 2009

Transmission Damage to Towed Auto Barred by Mechanical Breakdown Exclusion? The insured is towing his vehicle behind his motor home. He leaves the…

October 05, 2009
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Inventory Not “in the Open” When under Tarp   In Twenhafel v. State Auto Prop. and Cas. Ins. Co., 2009 WL 2914281 C.A.7 (Ill.), the…