Emerging Risks


January 21, 2010

Policy Information RetentionJanuary 21, 2010A personal lines client asked how long should he retain copies of their insurance policies? Please…

Fair Rental Value and Occupancy of the Dwelling January 21, 2010 Insured property is covered on an HO 02 and the insured is claiming Fair Rental Value…

January 21, 2010

February 2010 Intro Page   No.969 February 1, 2010  Dec Page   The question of the month deals with second (or successive) injury funds.…

Theft of Property Sold Online January 21, 2010 The insured sold a diamond engagement ring on eBay. The buyer paid with a fraudulent Paypal account,…

January 19, 2010
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BP 03 12 01 10 Windstorm or Hail Percentage Deductibles, January 2010 edition

January 19, 2010

February 2010 Dec Page Question of the Month   Many states provide second or successive injury funds to encourage employers to hire disabled workers.…

January 18, 2010

What kind of peril is an animal crashing through the glass?

January 18, 2010
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Business Owner Not an Insured, Cannot Collect Excess UIM Under Company’s Policy   In West Bend Mut. Ins. Co. v. Allstate Ins. Co., 2009 WL…

January 18, 2010

After a Quake: Insurance Coverage in Earthquake DisastersOn January 12, 2010, a magnitude 7.0 earthquake struck the island of Haiti. The quake…

January 11, 2010

January 11, 2010 Longshore and Harbor Workers Compensation Coverage for Restaurant Workers Our insured is planning to open a restaurant on a barge located…