Emerging Risks


February 05, 2010

Contract Bonds February, 2010 Guarantee the Fulfillment of Contractual Obligations Summary: The owner of a building (the obligee) under construction…

February 05, 2010

Outline of Different Surety Bonds February 3, 2010 Brief Description of Six Bond Categories Summary: Just as no one insurance policy provides…

February 05, 2010

License and Permit Bonds February, 2010 Guarantee Compliance with Various Ordinances Summary: Anyone who must obtain a license or permit from…

February 04, 2010

One Occurrence or Multiple Occurrences in Question February 4, 2010 This is a question of whether losses in a construction zone are separate occurrences.…

February 04, 2010

Where the product is manufactured and where the claim is filed.

Expected or Intended Injury Exclusion February 4, 2010 Does the expected or intended injury exclusion in the CGL form exclude coverage for assault and…

Insured Contract and Other Insurance February 4, 2010 Our insured has the current BAP and endorsement CA 20 54, employee hired autos; the covered auto…

Med Pay Coverage and a Fall on Adjacent Property February 4, 2010 We use the following med pay language in our general liability policy: We will pay…

February 02, 2010

Duties in the Event of a Loss November 23, 2009 How Far Must an Insured Go? Summary: In the event of damage to covered property, the Building…