ISO Programs


July 09, 2018

The garage form liability coverage applies to sums the insured legally must pay as damages because of BI or PD caused by an accident and resulting from garage operations. This article analyzes garage liability coverage.

July 02, 2018

Discusses the provisions and exclusions of the ISO personal umbrella form.

June 25, 2018

Under Homeowners form, questions if decaying racoon is a rodent for purpose of coverage determination.

This article discusses replacement cost language under homeowners and dwelling policies.

This article analyzes the product withdrawal coverage form that ISO revised in April 2013. Product withdrawal expenses and product withdrawal liability are covered under this form.

April 26, 2018

This article provides a brief overview of the auto coverages in the ISO personal umbrella form, DL 98 01 10 06.

April 24, 2018

Discusses the purpose of endorsement CG 21 50 Amendment of Liquor Liability Exclusion

Discusses evolution, application, and exceptions to the motor vehicle, watercraft, and aircraft liability exclusions.

April 02, 2018

This article explains the third section of the ISO Commercial Flood form - Conditions and Definitions.

March 30, 2018

This article analyzes the extensions, optional coverages and limits section of the ISO Commercial Flood Policy.