Difference between surface water and water backup from sewers and drains is questioned.

FI 00 60 12 19 ISO Financial Institution Bond - Banks and Savings Institutions (Aggregate Form)

This article offers a general discussion of additional insureds—how they are added to a general liability policy, their relationship to named insureds and insurers, and issues that arise based on that relationship.

Questions if damage from deer is excluded due to the insects, birds, rodents or other animals exclusion.

Discusses the Business Income maximum period of indemnity and monthly period of indemnity options.

Discusses how the industry is working with automakers to address cyber hacking and identity theft exposures associated with autonomous vehicles and their connected devices.

Discusses whether the property deductible applies to vandalism of building glass breakage if there is no separate glass deductible shown in the Declarations.

Discusses commonly asked questions concerning business income and extra expense coverage.

This article discusses and explains intrafamily and household exclusions.

Walks through the Business Income Worksheet.