'The flood didn't discriminate,' says Beathard. 'It didn't matter if you were wealthy, middle-class, poor, it didn't matter.'

As Hurricane Irma edges closer to Florida, investors on Wall Street are watching a small insurer with an unusually big commitment to the state.

Irma swept over islands in the Caribbean and barreled toward Puerto Rico with Florida in its sights as the Cat 5 hurricane threatens to become the most expensive storm in U.S. history.

The House passed $7.4 billion for a federal disaster-relief fund two days before its set to run out.

The House passed $7.4 billion for a federal disaster-relief fund two days before its set to run out.

News from CNA, Aon Affinity, The Property Drone Consortium and more.

News from CNA, Aon Affinity, The Property Drone Consortium and more.

Would wind driven rain be excluded if it occurred over an 8-year period but the insured could not see the damage? This and other wind damage claim questions answered.