MSO HOMEOWNERS MPL01  Common Provisions- Section II  August 24, 2012  Summary: The MPL01 form from MSO is the form that provides the common…

- Is mismatched staining a loss in and of itself?

Discusses additional coverages and application of deductibles.

MSO Homeowners MHO3 HOMEOWNERS Coverage Form  August 3, 2012  Summary: The Mutual Service Office, Inc. (MSO), provides custom rates, statistical…

Water Damage from Back Up in Sewer Excluded  Homeowners brought an action against the city, the homeowners' insurer, and sewer maintenance companies…

Discusses the definitions of vandalism and malicious mischief in named perils property policies, specifically the ISO homeowners policy. Includes information on the broad interpretation of the term and loss scenarios.

Discusses the earth movement exclusion in both commercial and personal lines policies.

HO 23 88 06 12 Mine Subsidence Residence and Other Structures - Illinois, June 2012

HO 23 98 06 12 Mine Subsidence - Living Units Only - Illinois, June 2012 edition

Insured uses a golf cart as major means of transportation; is rental covered in case of loss of cart?