Homeowners Program


May 21, 2013

Mowing the Neighbor's Yard May 14, 2012 If an insured uses his own motorized lawnmower or tractor to mow his neighbor's grass or plow his neighbor's…

May 21, 2013

Driveway as Other Structure May 3, 2013 Is a driveway considered covered property under the ISO HO 03 04 91? Our insured hired a contractor to do…

May 21, 2013

Discusses how various policies handle common issues with natural disasters.

May 02, 2013

The Parameters of Flood Insurance Wading Through Mud, Floods and Rising Lakes  By Christine G. Barlow From the May 2013 issue of Claims Magazine  Spring…

April 15, 2013

Discusses boarding pets when the property is damaged.

Discusses resident relative of named insured in ISO and AAIS homeowners policies. Topics covered include policy definitions, status of household members, effect of divorce or separation, children, guests, and nonrelatives.

March 11, 2013

Shows the state statutes against bullying with school requirements.

February 28, 2013

What is vacant land?

February 13, 2013

Discusses costs to remove uninsured contents when repairing a damaged dwelling.

February 13, 2013

Discusses relocation of insured as termination of ALE benefits.