This article discusses the new ISO coverage form for personal property for those who move frequently.

HO 04 81 05 11 Actual Cash Value Loss Settlement, May 2011 Edition

HO 04 54 05 11 Earthquake - schedules deductible percentage amount.

HO 05 30 05 11 Functional Replacement Cost Loss Settlement, May 2011 Edition

This question clarifies water that falls into window wells versus water that falls on the ground.

Discusses repairs to pipe that caused water damage to rest of building.

Discusses when a driveway is a detached structure.

This question discusses whether the driveway and sidewalk are part of the dwelling or considered other structures.

Question regarding coverage for refilling a swimming pool.

Question regarding coverage to sidewalk by fallen tree.